A person does not violate Section 544.602 if the refusal, limitation, or charge is:

1. (1) based on sound underwriting or actuarial principles reasonably related to actual or anticipated loss experience; or
2. (2) required or authorized by law or a regulatory mandate.

Added by Acts 2021, 87th Leg., R.S., Ch. 926 (H.B. 3433), Sec. 1, eff. September 1, 2021.