In this chapter:

1. (1) "Agent" means an employee, agent, representative, or adjuster who performs any act on behalf of an insurer.

2. (2) "Claim" means a first-party claim that:

   1. (A) is made by an insured under an insurance policy providing coverage for real property or improvements to real property;
   2. (B) must be paid by the insurer directly to the insured; and
   3. (C) arises from damage to or loss of covered property caused, wholly or partly, by forces of nature, including an earthquake or earth tremor, a wildfire, a flood, a tornado, lightning, a hurricane, hail, wind, a snowstorm, or a rainstorm.
3. (3) "Claimant" means a person making a claim.

4. (4) "Insurer" means a corporation, association, partnership, or individual, other than the Texas Windstorm Insurance Association, engaged as a principal in the business of insurance and authorized or eligible to write property insurance in this state, including:

   1. (A) an insurance company;
   2. (B) a reciprocal or interinsurance exchange;
   3. (C) a mutual insurance company;
   4. (D) a capital stock insurance company;
   5. (E) a county mutual insurance company;
   6. (F) a farm mutual insurance company;
   7. (G) a Lloyd's plan;
   8. (H) an eligible surplus lines insurer; or
   9. (I) the FAIR Plan Association, unless a claim-related dispute resolution procedure is available to policyholders under Chapter 2211.
5. (5) "Person" means a corporation, association, partnership, or other legal entity or individual.

Added by Acts 2017, 85th Leg., R.S., Ch. 151 (H.B. 1774), Sec. 3, eff. September 1, 2017.