INSURANCE COVERAGE AND RESIDENTIAL PROPERTY INSURANCE COVERAGE

In this subchapter:

1. (1) "Insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock insurance company, county mutual insurance company, Lloyd's plan, or other legal entity authorized to write personal automobile insurance or residential property insurance in this state. The term includes an affiliate, as described by this code, that is authorized to write and is writing personal automobile insurance or residential property insurance in this state. The term does not include:

   1. (A) the Texas Windstorm Insurance Association;
   2. (B) the FAIR Plan Association; or
   3. (C) the Texas Automobile Insurance Plan Association.

2. (2) "Personal automobile insurance" means automobile insurance coverage for the ownership, maintenance, or use of a private passenger, utility, or miscellaneous type motor vehicle, including a motor home, trailer, or recreational vehicle, that is:

   1. (A) owned or leased by one or more individuals; and
   2. (B) not primarily used for the delivery of goods, materials, or services, other than for use in farm or ranch operations.
3. (3) "Residential property insurance" means insurance coverage against loss to tangible personal property or to residential real property at a fixed location that is provided through a homeowners insurance policy, including a tenants insurance policy, a condominium owners insurance policy, or a residential fire and allied lines insurance policy.

Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.