1. (a) Notwithstanding Section 2210.006, this subchapter applies to an insurer that is:

   1. (1) an insurer authorized to engage in the business of insurance in this state that is required to be a member of the association, including a farm mutual insurance company that is a fronting insurer as defined by Section 221.001(c);
   2. (2) a farm mutual insurance company that is not a fronting insurer as defined by Section 221.001(c) only for purposes of the collection of surcharges authorized by this subchapter;
   3. (3) an unaffiliated eligible surplus lines insurer writing the lines of business subject to a premium surcharge under this subchapter;
   4. (4) the association; and
   5. (5) the FAIR Plan Association.

2. (b) A premium surcharge under this subchapter applies to:

   1. (1) a policy written under the following lines of insurance:

      1. (A) fire and allied lines;
      2. (B) farm and ranch owners; and
      3. (C) residential property insurance; and
   2. (2) the property insurance portion of a commercial multiple peril insurance policy.

Added by Acts 2025, 89th Leg., R.S., Ch. 895 (H.B. 3689), Sec. 1.15, eff. September 1, 2025.