(a) The state fire marshal, a fire marshal of a political subdivision of this state, the chief of a fire department in this state, or a peace officer in this state may request an insurer investigating a fire loss of property in which damages or losses exceed $1,000 to release information in the insurer's possession relating to that loss. The insurer shall release the requested information and cooperate with the official. The requested information may include only:
- (1) an insurance policy relevant to the fire loss under investigation and any application for a policy;
- (2) policy premium payment records;
- (3) the history of the insured's previous claims for fire loss; and
(4) material relating to the investigation of the loss, including:
- (A) statements of any person;
- (B) proof of loss; or
- (C) other relevant evidence.
- (b) This section does not authorize a public official or agency to adopt or require any type of periodic report by an insurer.
(c) An insurer that has reason to suspect that a fire loss to the property of a person insured by the insurer was caused by incendiary means and that receives a request for information under Subsection (a) shall:
- (1) notify the requesting official and provide the official with all relevant material acquired during the insurer's investigation of the fire loss;
- (2) cooperate with and take any action requested of the insurer by a law enforcement agency; and
- (3) permit a person ordered by a court to inspect any of the insurer's records relating to the insurance policy and the loss.
- (d) In the absence of fraud or malice, an insurer or a person who provided information on the insurer's behalf is not liable for damages in a civil action or subject to criminal prosecution for an oral or written statement made or any other action taken that is necessary to supply information required under this section.
- (e) An official or a department or agency employee who receives information under this section shall maintain the confidentiality of the information until the information is required to be released in a criminal or civil proceeding.
- (f) An official described by Subsection (a) may be required to testify as to any information in the official's possession regarding the fire loss of property in a civil action in which a person seeks recovery for the loss from an insurer under an insurance policy.
(g) A person may not intentionally:
- (1) refuse to release information requested under Subsection (a);
- (2) refuse to notify the fire marshal of a fire loss required to be reported under Subsection (c);
- (3) refuse to provide the fire marshal with relevant information required to be provided under Subsection (c); or
- (4) fail to maintain the confidentiality of information that is confidential under Subsection (e).
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.