(a) This chapter applies only to a personal automobile or residential property insurance policy delivered, issued for delivery, or renewed in this state by an insurer, including:
- (1) a capital stock insurance company;
- (2) a mutual insurance company;
- (3) a county mutual insurance company;
- (4) a Lloyd's plan;
- (5) a reciprocal or interinsurance exchange;
- (6) a farm mutual insurance company;
- (7) an eligible surplus lines insurer if this state is the insured's home state as defined by Section 981.002; and
- (8) the FAIR Plan Association.
(b) This chapter does not apply to:
- (1) an insurance policy delivered, issued for delivery, or renewed by the Texas Windstorm Insurance Association; or
- (2) a commercial insurance policy.
Added by Acts 2025, 89th Leg., R.S., Ch. 899 (S.B. 458), Sec. 1, eff. September 1, 2025.