(a) A consumer injured by a violation of this chapter is entitled to recover:
- (1) actual damages in an amount not less than the amount the consumer paid the credit services organization;
- (2) reasonable attorney's fees; and
- (3) court costs.
- (b) A consumer who prevails in an action under this section may also be awarded punitive damages.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.