A credit document may not:

1. (1) contain a power of attorney to confess judgment in this state;
2. (2) contain an assignment of wages;
3. (3) provide that the consumer agrees not to assert against a creditor or an assignee of the credit transaction a claim or defense arising out of the sale; or

4. (4) authorize the creditor or a person acting on the creditor's behalf to:

   1. (A) enter the consumer's premises unlawfully; or
   2. (B) commit a breach of the peace in the repossession of a manufactured home.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.