A retail installment contract or retail charge agreement may not:

1. (1) authorize the holder or a person acting on the holder's behalf to:

   1. (A) enter the retail buyer's premises unlawfully; or
   2. (B) commit a breach of the peace in the repossession of goods; or
2. (2) provide for the retail buyer to execute a power of attorney appointing, as the buyer's agent in the repossession of goods, the holder or a person acting on the holder's behalf.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.