In this chapter:

1. (1) "Cardholder" means the person named on the face of a credit card or debit card to whom or for whose benefit the credit card or debit card is issued.
2. (2) "Credit card" means a card or device issued under an agreement by which the issuer gives to a cardholder the right to obtain credit from the issuer or another person.
3. (3) "Debit card" means a card, device, or other means of access to an individual's account at a financial institution that the individual may use to initiate electronic fund transfers.
4. (4) "Merchant" means a person in the business of selling goods or services.
5. (5) "Mobile wallet" means a device that uses an encrypted digital token to authenticate a cardholder's identity and account information.

6. (6) "Photo identification" means a card or other document that:

   1. (A) is issued by a governmental entity to identify an individual; and
   2. (B) displays a photograph of the individual identified on the card or other document.

Added by Acts 2017, 85th Leg., R.S., Ch. 749 (S.B. 1381), Sec. 1, eff. January 1, 2018.