Relationship Between Payor Bank and Its Customer
4.401WHEN BANK MAY CHARGE CUSTOMER'S ACCOUNT4.402BANK'S LIABILITY TO CUSTOMER FOR WRONGFUL DISHONOR4.403CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS4.404Bank Not Obligated to Pay Check More Than Six Months Old4.405Death or Incompetence of Customer4.406CUSTOMER'S DUTY TO DISCOVER AND REPORT UNAUTHORIZED SIGNATURE OR ALTERATION4.407PAYOR BANK'S RIGHT TO SUBROGATION ON IMPROPER PAYMENT