1. (1) An application for licensure may be denied by the commissioner if:

   1. (a) The applicant does not satisfy the requirements of T.C.A. § 47-18-5805;
   2. (b) The applicant does not provide fingerprints in compliance with T.C.A. § 47-18-5805(e) or in compliance with Rule 0780-05-19-.06;
   3. (c) The application contains information that is materially erroneous or materially incomplete;
   4. (d) The applicant fails to provide in a timely manner such information as the commissioner reasonably requests;

   5. (e) An executive officer or member of the board of directors, or equivalent leadership structure, of the applicant has been convicted of or pled nolo contendere to:

      1. 1. A felony; or
      2. 2. An act involving fraud, deceit, or dishonesty; or
   6. (f) An executive officer or member of the board of directors, or equivalent leadership structure, of the applicant has had a professional license revoked, suspended, or subjected to enforcement action in any state, and the license has not been reinstated.

2. (2) An application for licensure renewal may be denied by the commissioner if:

   1. (a) The applicant licensee has violated the Act, any rule adopted pursuant to the Act, or another law applicable to the conduct of the applicant licensee’s business;
   2. (b) A fact or condition exists that, if it had existed when the licensee applied for a license, would have warranted the commissioner refusing to issue the license;
   3. (c) The applicant licensee does not satisfy the requirements of T.C.A. § 47-18-5805(b);
   4. (d) The applicant licensee has refused to permit the commissioner to examine the licensee’s books and records, failed to comply with T.C.A. § 47-18-5812, or made a material misrepresentation or omission in complying with T.C.A. § 47-18-5812; or
   5. (e) The applicant licensee has not responded within a reasonable time and in an appropriate manner to the commissioner’s communications.
3. (3) The commissioner shall provide to the applicant a written decision and findings containing the reasons supporting a denial of a license issuance or renewal no later than twenty (20) days after the date of the denial. The applicant may appeal the denial to the chancery court of Davidson County no later than thirty (30) days after the applicant’s receipt of the written decision denying the license issuance or renewal.

Authority: T.C.A. §§ 47-18-5805, 47-18-5806, 47-18-5807, 47-18-5808, and 47-18-5812. Administrative History: Emergency rules filed December 26, 2025; effective through June 24, 2026. New rules filed March 17, 2026; effective June 15, 2026.