1. (1) An application for licensure shall be submitted on a form prescribed by the commissioner; signed under penalty of perjury; and accompanied by the fee provided in Rule 0780-05-19- .03(1). The application shall contain:

   1. (a) All of the information and documentation required by T.C.A. § 47-18-5805(b);
   2. (b) Fingerprints required by T.C.A. § 47-18-5805(e) and in compliance with Rule 0780-05- 19-.06; and
   3. (c) Any other information necessary for the commissioner to determine whether the application should be approved or denied.

2. (2) An application for licensure renewal shall be submitted on a form prescribed by the commissioner; signed under penalty of perjury; and accompanied by the fee provided in Rule 0780-05-19-.03(2). In connection with the license renewal application, an applicant shall:

   1. (a) Provide all of the information and documentation required by T.C.A. § 47-18-5805(b);
   2. (b) Provide access to the applicant’s books and records with respect to consumers in Tennessee that are being or have been serviced by the applicant; and
   3. (c) Any other information necessary for the commissioner to determine whether the application should be approved or denied.
3. (3) A license to provide debt resolution services is valid for a period of two (2) years from the date of issuance.
4. (4) An applicant or licensee shall notify the commissioner within thirty (30) days after a material change in any of the information submitted in connection with an application for a license or license renewal.
5. (5) Upon a licensee’s submission of an application for license renewal and until such time as an application for license renewal is approved or denied, the licensee may continue to provide or offer to provide debt resolution services, but a suspension or denial of a license terminates any right to provide or offer to provide debt resolution services in this state unless continuation is approved by the commissioner.

Authority: T.C.A. §§ 47-18-5805, 47-18-5806, 47-18-5807, and 47-18-5808. Administrative History: Emergency rules filed December 26, 2025; effective through June 24, 2026. New rules filed March 17, 2026; effective June 15, 2026.