Rules of the Tennessee Department of Financial Institutions — Introduction

RULES OF THE TENNESSEE DEPARTMENT OF FINANCIAL INSTITUTIONS 312 Rosa L. Parks Avenue, Tennessee Tower, 26th Floor Nashville, Tennessee 37423 TABLE OF CONTENTS Chapter Title

0180-01 ………………………………………………………………………………………………...Repealed

0180-02 ………………………………………………………………………………………………...Repealed

0180-03 ...………………………………………………………………………………………………Repealed

0180-04 ………………………………………………………………………………………………...Repealed

0180-05 ………………………………………………………………...Public Notice of Filing of Applications

0180-06 …………………………………………………………….Rules of Procedure for Contested Cases

0180-07 …………..….Rules of Practice: Applications, Instructions, Forms, Reports of State Banks, and Schedule of Application Fees For State Banks, Bidco’s, Savings Bank and Trust Companies

0180-08 ………………………………………………………………..Rules for Single Payment Small Loans

0180-09 ………………………………………………………….Pertaining to State-Chartered Credit Unions

0180-10 …………………………………………………….Investments by State-Chartered Credit Unions

0180-11 …………………………………………………………………..Reserves Required of State Banks

0180-12 ……..…………………………….Operation of State-Chartered Building and Loan Associations

0180-13 …………………….Electronic Data Processing Servicer Examination and Contingency Planner

0180-14 ………………………………………………….....................................................………Repealed

0180-15 …………….Rules Pertaining to Acquisitions of Financial Institutions and Holding Companies

0180-16 ………………………………………………………………………………………………...Repealed

0180-17 ….…………………Rules Pertaining to Mortgage Lending, Loan Servicing and Loan Brokering

0180-18 …………...Rules Pertaining to Business and Industrial Development Corporations (“BIDCOS”)

0180-19 ……………………………….Rules Pertaining to Securities Activities of State-Chartered Banks

0180-20 …..…Recovery of the Costs of Examination and Supervision of Certain Financial Institutions

0180-21 ………………………………….Rules Pertaining to the Assessment of the Annual Banking Fee

0180-22 …………………………………………………Rules Pertaining to Agency Relationships to Banks

0180-23 ……...…………………………………………………………………………………………Reserved

0180-24 ……..…………………………………….Rules Pertaining to Home Equity Conversion Mortgages

0180-25 …..…………Rules Pertaining to the Assessment of the Annual Credit Union Supervision Fee

0180-26 ………………………………………………………………………………………………...Repealed

0180-27 ……………………………Rules Pertaining to Disclosures to be Issued by Title Pledge Lenders

0180-28 ………………………………………Rules Pertaining to the Deferred Presentment Services Act

0180-29 ………………………………………………..……Credit Union Field of Membership Expansions

0180-30 ……..……….Rules Pertaining to the Assessment of the Annual Fee for Non-depository Trust Companies

0180-31 ………………………………………………………………………………………………...Repealed

0180-32 ...........................................................Rules Pertaining to Industrial Loan and Thrift Companies

0180-33 ......................................................................................................................................Repealed

0180-34 ……………………………………………………………………………….Public Records Requests

ADMINISTRATIVE HISTORY Original Chapters 0180-01 and 0180-02 were certified on June 6, 1974, under Chapter 491 of the Public Acts of 1974 as rules in effect when Chapter 491 became effective. Original Chapter 0180-03 was filed on March 29, 1974, and became effective on April 28, 1974. The Administrative History following each rule gives the date on which the rule was certified, or the date on which the rule was filed and its effective date, if promulgated after March 11, 1974. The Administrative History after each rule also shows the dates of any amendments or repeals. Original chapter 0180-04 filed October 21, 1974; effective November 20, 1974. Original chapter 0180-05 filed April 17, 1975; effective May 17, 1975. Original chapter 0180-06 and 0180-07 filed November 25, 1975; effective December 27, 1975. Amendment to rule 0180-03-.01 filed September 10, 1976; effective December 14, 1976. Amendment to rule 0180-07-.02 filed May 31, 1978; effective August 14, 1978. Rule 0180-07-.08 filed May 31, 1978; effective August 14, 1978. Original chapter 0180-08 filed July 16, 1979; effective August 30, 1979. Original chapter 0180-10-01 filed September 11, 1980; effective October 27, 1980. Original chapter 0180-09 filed April 29, 1980; effective July 29, 1980. Amendment to rule 0180-03-.02 filed March 23, 1981; effective June 29, 1981. Original rules 0180-11-.01 through 0180-11-.05 filed August 25, 1981; effective October 9, 1981. Original rule 0180-09-01-.02 filed August 4, 1981; effective November 30, 1981. Transferred from the Department of Commerce and Insurance by Executive Order Number 38; effective February 11, 1983. Repeal of and new rule 0180-02-.01 filed January 20, 1983; effective April 18, 1983. Amendment to rule 0180-03-.02 filed May 17, 1983; effective August 15, 1983. Original rules 0180-07-.09 and 0180-07-.10 filed September 30, 1983; effective December 14, 1983. Amendment to rule 0180-10-01-.06 filed December 28, 1983; effective March 16, 1984. Amendments to rules 0180-01-.01, 0180-01-.03 through 0180-01-.06, 0180-02-.01, 0180-04-.01, 0180- 05-.02, 0180-06-.01 through 0180-06-.03, 0180-06-.06, 0180-06-.07, 0180-06-.10, 0180-06-.13, 0180-06- .15 through 0180-06-.23, 0180-06-.28, 0180-07-.01, 0180-07-.02 and 0180-07-.06 through 0180-07-.10 filed February 17, 1984; effective May 15, 1984. Original rules 0180-06-.24 through 0180-06-.27 filed February 17, 1984; effective May 15, 1984. Amendments to rules 0180-03-.01 through 0180-03-.03 filed May 8, 1984; effective August 14, 1984. Original rules 0180-09-01-.03 and 0180-09-01-.04 filed July 24, 1984; effective October 14, 1984. Amendments to rules 0180-03-.01 and 0180-03-.02 filed October 22, 1984; effective January 14, 1985. Repeal of rules 0180-11-.01 through 0180-11-.05 and new rule 0180-11-.01 filed January 30, 1985; effective April 16, 1985. Original chapter 0180-13 filed February 19, 1985; effective May 14, 1985. Original chapter 0180-14 filed April 29, 1985; effective July 14, 1985. Original rules 0180-15-.01 and 0180-15-.02 filed August 14, 1985; effective November 12, 1985. Original rule 0180-09-.05 filed October 28, 1985; effective January 14, 1986. Amendment to rule 0180-13-.03 filed February 7, 1986; effective May 13, 1986. Original chapter 0180-16 filed August 13, 1986; effective November 29, 1986. Amendment to rule 0180-07-.08 filed December 12, 1988; effective March 29, 1989. Original chapter 0180-17 filed January 25, 1989; effective May 1, 1989. Amendment to rule 0180-05-.02 filed February 8, 1989; effective May 29, 1989. Amendments to rules 0180-13-.03 and 0180-14-.02 filed August 29, 1989; effective November 29, 1989. Original chapter 0180-18 filed December 27, 1989; effective March 28, 1990. December, 1996 (Revised). Amendment to rule 0180-09-01-.02 filed February 8, 1990; effective May 29, 1990. Original chapter 0180-19 filed June 25, 1990; effective September 26, 1990. Amendment to rule 0180-07-.08 filed June 29, 1990; effective September 26, 1990. Repeal of rules 0180-15-.01 and 0180-15-.02, new rules 0180-15-.01 and 0180-15-.02, and original rules

0180-15-.03 through 0180-15-.06 filed December 28, 1990; effective March 31, 1991. Amendment to rules 0180-05-.01 and 0180-05-.02 filed November 27, 1991; effective February 26, 1992. Amendments to rules 0180-13-.03 and 0180-13-.04 filed July 13, 1992; effective October 25, 1992. Amendments to rules 0180-07-.01, 0180-07-.06, 0180-15-.05 and 0180-18-.02 filed December 30, 1992; effective March 31, 1993. Original chapter 0180-20 filed November 30, 1992; effective March 1, 1993. Original chapter 0180-21 filed January 29, 1993; effective April 30, 1993. Original chapter 0180-22 filed July 28, 1993; effective November 18, 1993. Original chapter 0180-24 filed January 31, 1994; effective May 31, 1994. Original chapter 0180-25 filed February 28, 1994; effective June 28, 1994. Original chapter 0180-26 filed September 15, 1995; effective January 28, 1996. Original rule 0180-17-.10 filed July 26, 1996; effective November 28, 1996. Repeal of Chapter 0180-03 filed August 16, 1996; effective December 29, 1996. Amendments to rules 0180-15-.01 through 0180-15-.06 filed December 31, 1996: effective April 30, 1997. Repeal of chapters 0180-01 and 0180-04: amendment to rules 0180-05-.01 and 0180-06-29 filed February 28, 1997: effective June 28, 1997. Original chapter 0180-27 filed March 31, 1997: effective July 29, 1997. Original chapter 0180-28 filed June 30, 1997; effective October 28, 1997. Amendment to rule 0180-15-.04 filed January 21, 1998; effective May 29, 1998. Amendment to rules 0180-07-.01 through 0180-07-.10 filed January 30, 1998; effective May 29, 1998. Amendment to rule 0180-21-.01 filed February 27, 1998; effective June 26, 1998. Amendments to rules 0180-22-.01 through 0180-22-.05 filed August 31, 1998; effective December 29, 1998. Amendment to rules 0180-07-.02, 0180-07-.06, 0180-07-.08 filed October 19, 2000; effective February 28, 2001. Original Chapter 0180-29 filed July 31, 2001; effective November 28, 2001. Original rule 0180-30-.01 and amendment to rules 0180-05-.01 through 0180-05-.04, 0180-07-.02 through

0180-07-.09, 0180-20-.02, and 0180-20-.03 filed November 30, 2001; effective March 30, 2002. Original rules 0180-31-.01 through 0180-31-.03 filed May 7, 2002; effective September 27, 2002. Original rule 0180-32-.01 filed July 13, 2004; effective November 26, 2004. Public necessity rules for 0180-17-.10 filed September 29, 2004; effective through March 13, 2005. Public necessity rules for 0180-17-.10 filed March 8, 2005; effective through August 20, 2005. Amendments to rule 0180-17-.10 filed March 10, 2005; effective May 22, 2005. Repeal and new rule 0180-07-.08 filed May 31, 2005; effective September 28, 2005. Original rule 0180-33 filed June 28, 2005; effective October 28, 2005. Original rule 0180-32-.02 filed December 28, 2009; effective May 31, 2010. Repeal and new rules 0180-17-.01 through 0180-17-.10 and original rules 0180-17-.11 through 0180-17- .16 filed May 28, 2010; effective October 29, 2010. Repeal of rule 0180-25-.01 filed June 1, 2016; effective August 30, 2016. Amendments to rule 0180-24-.04 filed January 17, 2017; effective April 17, 2017. Amendment to rule 0180-09-01-.01 and repeal of rule 0180-09-01-.02 filed January 17, 2017; effective April 17, 2017. Repeal of rules 0180-14-.01 and 0180-14-.02 filed April 13, 2017; effective July 12, 2017. Administrative changes made to addresses in chapters 0180-05, 0180-06, 0180-15, and 0180-18 on September 20, 2018. Original rules 0180-34-.01 through 0180-34-.07 filed September 30, 2019; effective December 29, 2019. Repeal of rule 0180-33-.01 filed September 30, 2020; effective December 29, 2020. Administrative corrections made to phone numbers in rules 0180-34-.03 and 0180-34-.05 on February 10, 2022. Repeal of rules 0180-02-.01, 0180-16-.01 through 0180-16-.10, 0180-26-.01, 0180-26-.02, and 0180-31- .01 through 0180-31-.03 filed October 13, 2025; effective January 11, 2026.