S.D. Codified Laws § 49-42A-8 (2026)
Unless other insurance coverage is agreed to in writing by the depositor, a public storage warehouse shall keep all personal property of depositors fully insured against loss by fire, windstorm, and extended coverage risks. Failure to keep insurance in place is a Class 1 misdemeanor.
Source: SL 2008, ch 248 , § 2.