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ARSD 20:06:58 – Mental Health Parity | Midpage
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Administrative Rules of South Dakota
Title 20
20:06
Chapter 20:06:58
ARSD 20:06:58
Mental Health Parity
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Definitions.
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Parity requirements with respect to aggregate lifetime and annual dollar limits.
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Plan with no limit or limits on less than one-third of all medical or surgical benefits.
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Plan with a limit on at least two-thirds of all medical or surgical benefits.
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Determining one-third and two-thirds of all medical or surgical benefits.
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Plan not described in sections 20:06:58:03 or 20:06:58:04 of this chapter.
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Parity requirements with respect to financial requirements and treatment limitations -- Clarification of classification of benefits.
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Parity requirements with respect to financial requirements and treatment limitations -- Clarification of type of financial requirement or treatment limitation.
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Parity requirements with respect to financial requirements and treatment limitations -- Clarification of level of a type of financial requirement or treatment limitation.
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Parity requirements with respect to financial requirements and treatment limitations -- Clarification of coverage unit.
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General parity requirement.
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Classifications of benefits used for applying rules.
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Application to out-of-network providers.
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Financial requirements and quantitative treatment limitations -- Determining substantially all.
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Financial requirements and quantitative treatment limitations -- Determining predominant.
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Financial requirements and quantitative treatment imiitations -- Determining portion based on plan payments.
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Financial requirements and quantitative treatment limitations -- Determining clarifications for certain threshold requirements and dollar amount of plan payments.
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Application to different coverage units.
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Special rule for multi-tiered prescription drug benefits.
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Special rule for multiple network tiers.
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Special rule for sub-classifications permitted for office visits, separate from other outpatient services.
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No separate cumulative financial requirements or cumulative quantitative treatment limitations.
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Nonquantitive treatment limitations.
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Illustrative list of nonquantitative treatment limitations.
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Exemptions.
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Availability of plan information -- Criteria for medical necessity determinations.
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Availability of plan information -- Reasons for denial.
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Applicability and effective dates -- Group health plans.
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Applicability and effective dates -- Health insurance issuers.
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Scope.
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Coordination with EHB requirements.
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Small employer exemption.
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Determining employer size.
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Increased cost exemption.
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Applicable percentage.
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Determinations by actuaries.
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Formula.
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Six-month determination.
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Notification.
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Participants and beneficiaries -- Content of notice.
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Use of summary of material reductions in covered services of benefits.
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Delivery.
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Availability of documentation.
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Sale of nonparity health insurance coverage.
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Special effective date for certain collective-bargained plans.