An endorsement is not required to have the written consent of the policyholder as required by § 20:06:08:47 provided that the endorsement is required by law, or the endorsement does not increase premiums and either increases benefits in the policy or does not adversely affect the insured.

Source: 37 SDR 13, effective August 9, 2010.

General Authority: SDCL 58-11-63(4) , 58-15-45(5).

Law Implemented: SDCL 58-11-39 , 58-15-45.