ARSD 20:06:06 – Credit Life, Health, and Unemployment Insurance | Midpage

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Administrative Rules of South Dakota

Chapter 20:06:06

ARSD 20:06:06

Credit Life, Health, and Unemployment Insurance

20:06:06:01Premium rates -- Fifty percent loss ratio benchmark.20:06:06:02Prima facie acceptable credit insurance rates.20:06:06:03Credit life insurance -- Acceptable rates.20:06:06:03.01Premium rates presumed not excessive in relation to death benefits plan -- Restrictions allowed.20:06:06:03.02Return of premium to debtor over eligibility age.20:06:06:03.03Joint credit life insurance rates.20:06:06:03.04Determination of premiums by age.20:06:06:04Credit health insurance -- Acceptable rates.20:06:06:04.02Credit health insurance -- Exclusions and restrictions allowed.20:06:06:04.03Reduction of period of exclusion.20:06:06:04.04Joint credit disability insurance -- Acceptable rates.20:06:06:05Restricted coverages -- Rates.20:06:06:06Deviations from prima facie acceptable credit insurance rates.20:06:06:07Refunds.20:06:06:07.01Refinancing or consolidation.20:06:06:08Filing of experience information.20:06:06:09Minimum benefits of credit unemployment insurance policies.20:06:06:10Limited eligibility requirements for credit unemployment insurance policies.20:06:06:11Disclosure requirements.20:06:06:0ASample Application Form.20:06:06:0BSample Application Form.