Rates and Rate Making and Rate Filing Generally | Midpage

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South Carolina Code of Laws

Article 9

Rates and Rate Making and Rate Filing Generally

38-73-905Prior approval not required for certain rate changes 38-73-910Application of section and exceptions; notice of hearing as a prerequisite to granting rate increases for certain types of insurance 38-73-915Authority granted director or designee; effect of legislation and court decisions 38-73-920No insurance may be issued except on rates filed 38-73-930Guidelines and formats for filing 38-73-935Rate filings; information based upon; exceptions 38-73-940Information in support of filing 38-73-950Additional information may be required 38-73-960Effective date of filing 38-73-965Filing; effective date 38-73-970Effective date for specially rated inland marine rates 38-73-980Effective date for certain surety or guaranty bonds 38-73-990Disapproval of filings generally 38-73-995Disapproval of insurer's workers' compensation rates using most recent multiplier for expenses 38-73-1000Disapproval of specially rated specific inland marine rates 38-73-1010Disapproval of special surety or guaranty filings 38-73-1020Disapproval after applicable review period 38-73-1030Review of filings on application of person aggrieved 38-73-1040No disapproval of certain fire, allied lines, or inland marine filings 38-73-1050No disapproval of certain casualty or automobile filings 38-73-1060Use of rates and policy forms different from those filed; exceptions 38-73-1070Suspension or modification of filing requirement 38-73-1080Information to be furnished insureds; hearings and appeals of insureds 38-73-1085Factors affecting premium rates 38-73-1090Determination of discrimination and removal 38-73-1095Essential property insurance; rating plan factors 38-73-1097Applicability of certain provisions 38-73-1100Determination of excessive or unreasonable rates; general reduction; refund 38-73-1105Insurer's use of definition of "underinsured motor vehicle"38-73-1110Regulation of calculation and refunding of excess profit 38-73-1120Provisions to ensure expenses are allocated and treated properly; penalty