Collections
South Carolina Code of Laws
Title 36
Chapter 4
S.C. Code Ann. tit. 36, ch. 4
Commercial Code—Bank Deposits and Collections
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36-4-101
Short title
36-4-102
Applicability
36-4-103
Variation by agreement; measure of damages; action constituting ordinary care
36-4-104
Definitions and index of definitions
36-4-105
Definitions of types of banks
36-4-106
Payable through or payable at bank; collecting bank
36-4-107
Separate office of bank
36-4-108
Time of receipt of items
36-4-109
Delays
36-4-110
Electronic presentment
36-4-111
Statute of limitations
36-4-201
Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "pay any bank"
36-4-202
Responsibility for collections or return; when action timely
36-4-203
Effect of instructions
36-4-204
Methods of sending and presenting; sending directly to payor bank
36-4-205
Depositary bank holder of unindorsed item
36-4-206
Transfer between banks
36-4-207
Transfer warranties
36-4-208
Presentment warranties
36-4-209
Encoding and retention warranties
36-4-210
Security interest of collecting bank in items, accompanying documents, and proceeds
36-4-211
When bank gives value for purposes of holder in due course
36-4-212
Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser
36-4-213
Medium and time of settlement by bank
36-4-214
Right of charge-back or refund; liability of collecting bank; return of item
36-4-215
Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
36-4-216
Insolvency and preference
36-4-301
Posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
36-4-302
Payor bank's responsibility for late return of item
36-4-303
When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be changed or certified
36-4-401
When bank may charge customer's account
36-4-402
Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
36-4-403
Customer's right to stop payment; burden of proof of loss
36-4-404
Bank not obliged to pay check more than six months old
36-4-405
Death or incompetence of a customer
36-4-406
Customer's duty to discover and report unauthorized signature or alteration
36-4-407
Payor bank's right to subrogation on improper payment
36-4-501
Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
36-4-502
Presentment of "on arrival" drafts
36-4-503
Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
36-4-504
Privilege of presenting bank to deal with goods; security interest for expenses