(a) Specific refusal.— A notarial officer may refuse to perform a notarial act if the notarial officer is not satisfied that:

1. (1) the individual executing the record is competent or has the capacity to execute the record;
2. (2) the individual's signature is knowingly and voluntarily made;
3. (3) the individual's signature on the record or statement substantially conforms to the signature on a form of identification used to determine the identity of the individual; or
4. (4) the physical appearance of the individual signing the record or statement substantially conforms to the photograph on a form of identification used to determine the identity of the individual.