58 Pa. Code § 681a.6 – Wagers.

(a) Wagers at 21 Baccarat shall be made by placing value chips, plaques or other Board-approved table game wagering instruments on the appropriate areas of the 21 Baccarat layout.
(b) All wagers shall be placed prior to the first card being dealt for each round of play. A player may not handle, remove or alter any wagers that have been made until a decision has been rendered and implemented with respect to that wager.
(c) To participate in a round of play, a player shall place a wager on either the Player’s Hand or Banker’s Hand. A wager on:
1. (1) The Player’s Hand shall win if the total value of the cards dealt to the Player’s Hand:
  1. (i) Is 21 or less and is greater than the total value of the cards dealt to the Banker’s Hand.
  2. (ii) Is over 21 but is lower than the total value of the cards dealt to the Banker’s Hand.
2. (2) The Banker’s Hand shall win if the total value of the cards dealt to the Banker’s Hand:
  1. (i) Is 21 or less and is greater than the total value of the cards dealt to the Player’s Hand.
  2. (ii) Is over 21 but is lower than the total value of the cards dealt to the Player’s Hand.
(d) If specified in its Rules Submission under § 601a.2 (relating to table games Rules Submissions), a certificate holder may offer to each player who placed a wager in accordance with subsection (c) the option of placing any of the following optional wagers:
1. (1) A Tie Wager which shall win if the Banker’s Hand and the Player’s Hand are equal in value.
2. (2) A Bonus Wager on the Player’s Hand which shall win if the Player’s Hand contains a pair or better as described in § 681a.3(e) (relating to cards; number of decks; value of cards).
3. (3) A Bonus Wager on the Banker’s Hand which shall win if the Banker’s Hand contains a pair or better as described in § 681a.3(e).