58 Pa. Code § 633c.15 – Upcard Luck wager.

(a) A certificate holder may offer players the option to place an Upcard Luck wager that the dealer’s upcard will be a 2 through 7 and that the player’s two cards will total either 9 through 11, hard and soft 18 through 20 or will be a Blackjack.
(b) The Upcard Luck wager may be played on a Blackjack table that utilizes four decks, six decks or eight decks of cards.
(c) The layout for a Blackjack table shall be submitted to the Bureau of Gaming Operations and approved in accordance with § 601a.10(a) (relating to approval of table game layouts, signage and equipment) and if the certificate holder offers the Upcard Luck Blackjack wager, in addition to the requirements in § 633a.2 (relating to Blackjack table; card reader device; physical characteristics; inspections) the layout shall contain a separate area designated for the placement of the Upcard Luck Blackjack wager for each player.
(d) If specified in its Rules Submission required under § 601a.2 (relating to table games Rules Submissions), a certificate holder may offer to each player who placed a Blackjack wager in accordance with § 633a.6(d) (relating to wagers) the option of placing an Upcard Blackjack wager in any amount that does not exceed the player’s Blackjack wager.
(e) After placing a Blackjack wager, as required in § 633a.6(d), and any optional wagers, including the Upcard Luck Blackjack wager, the dealer shall announce ‘‘no more bets.’’
(f) The dealer shall then deal the cards in accordance with § 633a.7(a)—(g) (relating to procedure for dealing the cards; completion of each round of play). Immediately after the second card is dealt to each player and the dealer, but prior to any additional cards being dealt, the dealer shall settle a Upcard Blackjack wager as follows:
1. (1) If the dealer’s upcard is not a two through seven, the dealer shall collect the player’s losing Upcard Luck wager.
2. (2) If the dealer’s upcard is a 2 through 7 but the total of the player’s two cards is 2 through 8 or 12 through 17, the dealer shall collect the player’s losing Upcard Luck wager.
3. (3) If the dealer’s upcard is 2 through 7 and the total of the player’s two cards is 9 through 11 or 18 through 20, or if the player has Blackjack, the dealer shall pay the player’s winning Upcard Luck wager in accordance with subsection (g).
(g) The certificate holder shall pay out a winning Upcard Luck wager at the odds in the following payout tables specified by the certificate holder in its Rules Submission filed in accordance with § 601a.2:
Outcome (with Dealer Upcard 2—7) Payback
Ace spades and jack spades 80 to 1
Blackjack 8 to 1
9, 10 or 11 4 to 1
18, 19 or 20 (including soft totals) 3 to 1

Outcome (with Dealer Upcard 2—7)	Payback
Ace spades and jack spades	80 to 1
Blackjack	8 to 1
9, 10 or 11	4 to 1
18, 19 or 20 (including soft totals)	3 to 1