(a) The following terms have the following meanings when used in this chapter:

OAG—The Office of Attorney General.

PLA—The Plain Language Consumer Contract Act (73 P. S. § § 2201—2212).

(b) Section 3 of the PLA (73 P. S. § 2203) contains definitions as follows:

1. (i) Borrows money.
2. (ii) Buys, leases or rents personal property, real property or services for cash or on credit.
3. (iii) Obtains credit.

Consumer—Any individual who borrows, buys, leases or obtains credit, money, services or property under a consumer contract.

Consumer contract or contract—A written agreement between a consumer and a party acting in the usual course of business, made primarily for personal, family or household purposes in which a consumer does any of the following: