Medicare Supplement Insurance Minimum Standards
89.770Purpose.89.771Applicability and scope.89.772Definitions.89.773Policy definitions and terms.89.774Exclusions and limitations.89.775Minimum benefit standards for policies or certificates issued for delivery prior to July 30, 1992.89.776Benefits standards for policies or certificates issued or delivered on or after July 30, 1992, and prior to June 1, 2010.89.776aBenefit standards for policies or certificates issued or delivered on or after June 1, 2010.89.777Standard Medicare supplement benefit plans for 1990 Standardized Medicare supplement benefit plan policies or certificates issued or delivered on or after July 30, 1992, and prior to June 1, 2010.89.777aMedicare select policies and certificates.89.777bStandard Medicare supplement benefit plans for 2010 Standardized Medicare supplement benefit plan policies or certificates issued or delivered on or after June 1, 2010.89.777cStandard Medicare supplement benefit plans for 2020 Standardized Medicare supplement benefit plans issued or delivered to individuals newly eligible for Medicare on or after January 1, 2020.89.778Open enrollment.89.779Standards for claims payment.89.780Loss ratio standards and refund or credit of premium.89.781Filing and approval of policies and certificates and premium rates.89.782Permitted compensation arrangements.89.783Required disclosure provisions.89.784Requirements for application forms and replacement coverage.89.785Filing requirements for advertising.89.786Standards for marketing.89.787Appropriateness of recommended purchase and excessive insurance.89.788Reporting of multiple policies.89.789Prohibition against preexisting conditions, waiting periods, elimination periods and probationary periods in replacement policies or certificates.89.790Guaranteed issue for eligible persons.89.791Prohibition against use of genetic information and requests for genetic testing.