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Oregon Revised Statutes

General Provisions

General Provisions

742.001Scope of ORS chapters 742, 743, 743A and 743B 742.003Filing and approval of policy forms; rules 742.004Exemptions from requirement to file rates and policy forms; application to consumer insurance; sample disclosure notice; rules 742.005Grounds for disapproval of policy forms 742.007Director’s withdrawal of approval 742.008Health savings account exemption from prohibition on deductible 742.009Regulation of sales material; rules 742.011Insurable interest in property 742.013Representations in applications 742.016Policy constitutes entire contract; oral representations by insured 742.018Provision for construction according to foreign law prohibited 742.021Standard provisions in general 742.023Contents of policies in general 742.026Underwriters’ and combination policies 742.028Additional policy contents 742.031Bankruptcy clause required in certain liability policies 742.033Charter and bylaw provisions 742.036Assessment policies, special contents 742.038Validity and construction of noncomplying forms 742.041Permissible classes of insurance in one policy 742.043Binders 742.046Delivery of policy; website posting as alternative to delivery 742.048Effective date and time of coverage; applicability 742.051Renewal by certificate 742.053Forms for proving loss; responsibility of insurer; proof of loss covered under policy of fire insurance; requirements for insurer in instances of total loss related to major disaster; rules 742.056Certain conduct not deemed waiver 742.058Return of premium on destruction of property 742.061Recovery of attorney fees in action on policy or contractor’s bond 742.063Filing and approval of liability form that includes cost of defense within limits of liability 742.065Insurance against risk of loss assumed under less than fully insured employee health benefit plan 742.075Requirement for clear and reasonable written explanation of increase in amount of premium upon renewal of qualified policy; rules