As used in OAR 836-080-0900 to 836-080-0905:

1. (1) “Covered loss” means any loss, damage, or injury that would be covered by a property and casualty personal lines policy unless arising out of an act or omission of a person insured under such policy.

2. (2) “Innocent person” means, with respect to any covered loss, a person:

   1. (a) Who did not cause such covered loss;
   2. (b) Who did not materially contribute to such covered loss; and
   3. (c) Who did not know that such covered loss was reasonably likely to occur or undertook reasonable efforts to prevent or limit such covered loss.

Statutory/Other Authority

ORS 742.005

Statutes/Other Implemented

ORS 731.244

History

ID 3-2023, adopt filed 02/09/2023, effective 03/01/2023