1. (a) Purpose. The purpose of this section is to define and prohibit "twisting". A determination that a licensee has engaged in twisting shall result in a penalty pursuant to Section 1435.13 of Title 36.

2. (b) "Twisting" defined and prohibited.

   1. (1) "Twisting" defined. twisting includes:

      1. (A) persuading a policyholder to drop an existing permanent policy in one company to replace it in another to the detriment of the policyholder.
      2. (B) any misrepresentation, fraudulent or unfair incomplete comparisons made to induce and which tends to induce, lapse or surrendering of a policy.

Amended at 24 Ok Reg 2217, eff 7-14-07