Long-term Care Insurance | Midpage

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Oklahoma Administrative Code

Part 5

Long-term Care Insurance

Insurance Department

365:10-5-40Purpose 365:10-5-40.1Applicability and scope 365:10-5-41Definitions 365:10-5-41.2Applicability and scope 365:10-5-42Policy definitions 365:10-5-43Policy practices and provisions 365:10-5-43.1Unintentional lapse 365:10-5-44Required disclosure provisions 365:10-5-44.1Prohibition against post-claims underwriting 365:10-5-44.2Minimum standards for home health and community care benefits in long-term care insurance policies 365:10-5-44.3Requirement to offer inflation protection 365:10-5-44.4Required disclosure of rating practices to consumers 365:10-5-44.5Initial filing requirements 365:10-5-45Requirements for application forms and for replacement coverage 365:10-5-45.1Reporting requirements 365:10-5-45.2Licensing 365:10-5-45.3Discretionary powers of Commissioner 365:10-5-46Reserve standards 365:10-5-47Loss ratio 365:10-5-47.1Premium rate schedule increases 365:10-5-48Filing requirement 365:10-5-48.1Filing requirements for advertising 365:10-5-48.2Standards for marketing 365:10-5-48.3Appropriateness of recommended purchase 365:10-5-48.4Prohibition against preexisting conditions and probationary periods in replacement policies or certificates 365:10-5-48.5Suitability 365:10-5-48.6Nonforfeiture benefit requirement 365:10-5-48.7Standards for benefit triggers 365:10-5-50Standard format outline of coverage 365:10-5-50.1Requirement to deliver shopper's guide 365:10-5-53Contingent benefit upon lapse 365:10-5-54State long-term care insurance partnership program 365:10-5-55Availability of New Services or Providers 365:10-5-56Right to Reduce Coverage and Lower Premiums