(b) Contract requirements regarding blood transfusions. Accident and Health contracts containing benefits respecting blood transfusions shall clearly set forth whether or not the cost of the blood is included in the benefit. If the cost of the blood is not included, the contract shall so specify. Examples of acceptable wording shall be as follows:

1. (1) Blood transfusion, including materials, services and equipment (including blood cost).
2. (2) Blood transfusion, including materials, services and equipment (excluding blood cost).