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Ohio Revised Code

Chapter 3953

Title Insurance

3953.01Title insurance definitions 3953.02Application of chapter 3953.03Only title insurance company to engage in title insurance business 3953.04Title insurance company to be organized as stock corporation 3953.05Minimum capital and surplus 3953.06Depositing securities 3953.07Sound underwriting practices 3953.08Permitted services 3953.09Prohibited services 3953.10Title insurance company to engage in title insurance only 3953.11Unearned premium reserve 3953.12Other reserves 3953.13Reinsurance 3953.14Investments 3953.15Investment of unearned premium reserve 3953.16Investment of trust funds or assets held in fiduciary capacity 3953.17Foreign title insurance company - license 3953.18Prohibition against policies covering real property - exceptions 3953.19Merger and consolidation 3953.20Prior approval required for acquisition of other title insurance company 3953.21Certification of title insurance agents 3953.22Licensing title insurance agents 3953.23Maintaining books of account and record and vouchers 3953.231Establishing and maintaining interest-bearing trust account for deposit of non-directed escrow funds 3953.24Firm name of agent 3953.25Commission payments 3953.26Payments for inducement of business 3953.27Division of fees and charges 3953.28Prior approval required for forms and contracts 3953.29Prohibiting restrictive covenants constituting unlawful discriminatory practice 3953.30Notice comparing lender's and owner's title insurance 3953.32Offer of closing or settlement protection to parties 3953.33Annual independent review of agency accounts 3953.331Joint venture title insurance agencies annual review 3953.35Prohibited conduct regarding loans of $75,000 or less 3953.36Dissolution or termination of a joint venture title insurance agency