The superintendent of insurance may authorize a lower score than the Flesch reading ease score required in division (A)(1) of section 3902.04 of the Revised Code whenever, in his discretion, he finds that a lower score meets any of the following conditions:

1. (A) The lower score will provide a more accurate reflection of the readability of a policy form;
2. (B) The lower score is warranted by the nature of a particular policy form or type or class of policy forms;
3. (C) The lower score is caused by certain policy language that is drafted to conform to the requirements of any law, rule, or agency interpretation.