Ohio Residential Mortgage Lending Act (RMLA) | Midpage

Collections
Ohio Revised Code

Chapter 1322

Ohio Residential Mortgage Lending Act (RMLA)

1322.01RMLA definitions 1322.02Rules amending definitions of mortgage broker, lender, or originator; rules amending criteria for letters of exemption 1322.04Applicability of RMLA 1322.05Credit union service organization or depository institution application for letter of exemption; fee 1322.07Requirement to obtain certificate of registration or license 1322.09Application for certificate of registration; fee 1322.10Conditions for issuing certificate of registration; renewal 1322.12Designation of operations manager; eligibility 1322.15Obfuscation or concealment of true ownership or control 1322.16Transfer of ownership interests; notification 1322.17Persons registered solely to sell leads or to match buyers 1322.20Application for mortgage loan originator license 1322.21Conditions for issuing mortgage loan originator license; renewal 1322.27Examination for mortgage loan originator license 1322.28Continuing education for mortgage loan originator 1322.29Supervision of mortgage loan originator; transfer of license 1322.30Interest 1322.32Corporate surety bond; notice of action or judgment 1322.34Examination and maintenance of records; reports to NMLS 1322.35Obstructing examination or investigation by superintendent of financial institutions 1322.36Public records and privileged and confidential information; reports by superintendent to NMLS 1322.40Prohibited acts 1322.41Prohibited interest in appraisal company 1322.42Restrictions regarding referrals 1322.43Supervision of mortgage loan originator and associated persons; procedures to avoid violations; remote work 1322.45Additional duties of registrants and licensees; recovery of damages by buyer 1322.46Disclosures in advertising 1322.50Disciplinary actions 1322.51Effect of child support default on registration or license 1322.52Buyer civil action; state civil action; criminal prosecution 1322.55Adoption of rules to parallel federal SAFE Act 1322.56Adoption of rules to comply with NMLS requirements 1322.57Administrative rules 1322.99Penalty