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Ohio Revised Code

Chapter 1322

Ohio Residential Mortgage Lending Act (RMLA)

1322.01RMLA definitions.1322.02Rules amending definitions of mortgage broker, lender, or originator; rules amending criteria for letters of exemption.1322.04Applicability of RMLA.1322.05Credit union service organization or depository institution application for letter of exemption; fee.1322.07Requirement to obtain certificate of registration or license.1322.09Application for certificate of registration; fee.1322.10Conditions for issuing certificate of registration; renewal.1322.12Designation of operations manager; eligibility.1322.15Obfuscation or concealment of true ownership or control.1322.16Transfer of ownership interests; notification.1322.17Persons registered solely to sell leads or to match buyers.1322.20Application for mortgage loan originator license.1322.21Conditions for issuing mortgage loan originator license; renewal.1322.27Examination for mortgage loan originator license.1322.28Continuing education for mortgage loan originator.1322.29Supervision of mortgage loan originator; transfer of license.1322.30Interest.1322.32Corporate surety bond; notice of action or judgment.1322.34Examination and maintenance of records; reports to NMLS.1322.35Obstructing examination or investigation by superintendent of financial institutions.1322.36Public records and privileged and confidential information; reports by superintendent to NMLS.1322.40Prohibited acts.1322.41Prohibited interest in appraisal company.1322.42Restrictions regarding referrals.1322.43Supervision of mortgage loan originator and associated persons; procedures to avoid violations; remote work.1322.45Additional duties of registrants and licensees; recovery of damages by buyer.1322.46Disclosures in advertising.1322.50Disciplinary actions.1322.51Effect of child support default on registration or license.1322.52Buyer civil action; state civil action; criminal prosecution.1322.55Adoption of rules to parallel federal SAFE Act.1322.56Adoption of rules to comply with NMLS requirements.1322.57Administrative rules.1322.99Penalty.