1321.01Small Loan Law definitions; division of financial institutions responsibility1321.02Small loan license requirement; exceptions1321.03Application for small loan license; fee1321.04Small loan license application approval1321.05Contents of small loan license; annual fee and assessment; assets1321.06Additional small loan licenses; change of place of business1321.07Examination of small loan licensee's records; division powers1321.08Suspension or revocation of small loan license1321.09Small loan licensee recordkeeping; annual report1321.10Small Loan Law rules and orders; procedure in case of violation; certified statements1321.11Prohibited statements and representations1321.12Small loan licensee - prohibited acts1321.13Small loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance1321.131Small loan alternative interest rate1321.14Duties of small loan licensee; prohibited acts1321.141Small loan requirements and restrictions1321.15Loans designed to circumvent limitations on interest rates, charges, or loan amount1321.16Open-end loans by small loan licensee1321.17Out-of-state small loans1321.18Civil action to reverse, rescind, or modify division order1321.19Cancellation or alteration of small loan license does not impact existing contracts1321.20Fees - licenses, registration under this chapter and for pawnbrokers and precious metals dealers1321.21Consumer finance fund1321.31Assignment of personal earnings - requirements, limitations, priority1321.32Assignment of wages invalid - exception1321.33Wage assignments for support of spouse or children not subject to Small Loan Law or R.C. 1321.311321.35Short-term Loan Law definitions1321.36Short-term loan license required; telephone and mail loans; exceptions; applicability of Short-term Loan Law1321.37Application for short-term loan license; fee; approval procedure; assets; bond1321.38Contents of short-term loan license; additional licenses; change of place of business1321.39Short-term loan requirements and restrictions1321.391Short-term loans of longer than 90 days1321.40Maximum interest rate; permissible short-term loan fees1321.401Refinancing short-term loans1321.402Prepayment or refinancing prior to short-term loan maturity date1321.403Short-term loan fee cap; exceptions1321.41Short-term loan licensee prohibitions1321.411Short-term loan collection limitations1321.42Enforcement actions relating to short-term loan license1321.421Examination of short-term loan licensee's records1321.422Short-term loan licensee recordkeeping; annual reports1321.43Short-term Loan Law rules and orders1321.44Violations of Short-term Loan Law are unfair or deceptive acts; criminal proceedings1321.45Prohibited short-term loan debt collection practices1321.46Verification of borrower's income before making short-term loan1321.47Duties of short-term loan licensees; civil action by borrower1321.48Reports by superintendent; confidentiality of information1321.51General Loan Law definitions1321.52Registrants may make general loans; choice of law; security; superintendent authority1321.53General loan certificate of registration application, approval, fee; assets; additional certificates; change in place of business; exceptions to General Loan Law1321.54General loan rules; suspension, revocation, or refusal to renew registration; fines; alleged violations1321.541Actions by attorney general, county prosecutor to enforce General Loan Law1321.55General loan registrant recordkeeping; annual report; confidentiality1321.551Evading General Loan Law requirements1321.56Forfeiting general loan interest for interest rate violation1321.57General loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance1321.571General loan alternative interest rate1321.58Open-end loans by general loan registrant1321.59General Loan Law registrant - prohibited acts1321.591Compliance with Fair Debt Collection Practices Act1321.592Prohibited general loans by registrants1321.60Advertising for general loans1321.62Consumer Installment Loan Act definitions1321.63Activities for which consumer installment loan license is required1321.631Applicability of Consumer Installment Loan Act1321.632Consumer installment loan licensee authority; prohibited activities1321.64Application for consumer installment loan license; approval procedure1321.641Renewal of consumer installment loan license1321.642Effect of change in ownership of a consumer installment loan licensee; notice1321.643Place of business; additional consumer installment loan licenses; change of place of business or name1321.644Persons selling tangible goods or services1321.65Asset requirements of consumer installment loan licensee1321.651Advertising for consumer installment loans1321.66Consumer installment loan licensee recordkeeping; examination of records1321.661Consumer installment loan licensee call reports1321.662Confidential information1321.663Consumer Installment Loan Act investigations - prohibited acts1321.664Compliance with federal laws and regulations1321.665Preservation of consumer installment loan books and records before ceasing business1321.666Authority of superintendent to enforce Consumer Installment Loan Act1321.667Reimbursement of licensee for costs associated with providing consumer installment loan records1321.67Closing of consumer installment loans; duties of licensee1321.671Repayment of consumer installment loan1321.672Insurance obtained on behalf of consumer installment loan borrower1321.673Evading consumer installment loan requirements1321.674Forfeiting consumer installment loan interest for interest rate violation1321.68Consumer installment loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance1321.681Open-end consumer installment loans1321.69Consumer installment loan licensee prohibitions1321.691Employee remote work1321.70Enforcement actions for Consumer Installment Loan Act violations1321.701Action by attorney general, county prosecutor to enforce the Consumer Installment Loan Act1321.702Rules relating to the Consumer Installment Loan Act1321.71Insurance Premium Finance Company Law definitions1321.72Application of Insurance Premium Finance Company Law1321.73Insurance premium finance company license requirement; annual fee; assets1321.74Insurance premium finance company license application, fee, approval; additional licenses; change of place of business1321.75Enforcement actions regarding insurance premium finance company license1321.76Insurance premium finance company licensee recordkeeping; division powers1321.77Insurance premium finance company rules1321.78Premium finance agreement; notice to insurer1321.79Insurance premium finance company finance charge limits1321.791Insurance premium finance company alternative finance charges1321.80Delinquency, cancellation, and check collection charges1321.81Cancellation of insurance contract listed in premium finance agreement1321.82Return to insurance premium finance company of gross unearned premium upon cancellation of insurance contract1321.83Secured transactions filing provisions not applicable to insurance premium finance agreements1321.84Effect of child support default on license, certificate, or permit1321.99Penalty