A secured party does not owe a duty based on its status as secured party:

1. (A) To a person who is a debtor or obligor, unless the secured party knows:

   1. (1) That the person is a debtor or obligor;
   2. (2) The identity of the person; and
   3. (3) How to communicate with the person; or

2. (B) To a secured party or lienholder who has filed a financing statement against a person, unless the secured party knows:

   1. (1) That the person is a debtor; and
   2. (2) The identity of the person.