1. (1) full name;
2. (2) physical residential address;
3. (3) date of birth;
4. (4) last four digits of Social Security number, unless such authorized sports bettor willingly provides all nine digits, the potential authorized sports bettor’s driver license, or an equivalent identification number for a person who has no Social Security number, such as a passport or taxpayer identification number; and

5. (5) email address and telephone number.

   (b) Confirmation required.

   Upon verification of an individual’s identity, the authorized sports bettor shall confirm, at a minimum, the following:

6. (1) the authorized sports bettor is at least 21 years of age;
7. (2) the account holder is not a prohibited sports bettor;
8. (3) the information provided upon registering for an account is accurate and that only the account holder shall have access to such account;
9. (4) the account is the only mobile sports wagering account the authorized sports bettor owns with the particular skin and that the account is not transferable;
10. (5) all mobile sports wagers made on the account shall not be made by computerized software or other automated mechanism; and

11. (6) the authorized sports bettor accepts the terms and conditions of opening an account.

    (c) Multi-factor authentication.

    Each authorized sports bettor shall be required to use a username and one or more of the following methods of authentication to verify such person’s identity:

12. (1) password or other commonly used mobile phone login mechanism;
13. (2) answer previously provided security questions;
14. (3) biometric data, including fingerprint, facial or voice recognition;
15. (4) an authorization code sent by phone call, text message or email to the appropriate contact information provided at the opening of the account; or

16. (5) any other authorization types as approved by the commission.

    (d) Funding.

    An authorized sports bettor shall have the ability to deposit funds, which shall not be transferable between platforms, into such bettor’s account with a skin using the following mechanisms, as permitted and restricted in Racing, Pari-Mutuel Wagering and Breeding Law section 1367-a(5)(b):

17. (1) debit card;
18. (2) credit card, up to $2,500 per year in any single account;
19. (3) pre-paid card;
20. (4) automated clearing house or electronic funds transfer from such authorized sports bettor’s personal bank account;
21. (5) wire transfer from such authorized sports bettor’s personal bank account;
22. (6) free bet, promotional credit, bonus credit or complimentary issued by the skin;
23. (7) personal check delivered to the skin;
24. (8) in-person cash deposit at a casino or other locations, if the skin, with the approval of the commission, chooses to provide such functionality;
25. (9) transfer from an account with another skin that uses the same platform provider;
26. (10) gift cards;
27. (11) e-wallets; and

28. (12) other forms of funding, as may be approved by the commission.

    (e) Withdrawals.

29. (1) Unless paragraph (2) of this subdivision applies, an authorized sports bettor requesting a withdrawal shall receive the requested funds within 7 days of such request by one of the following mechanisms, as permitted Racing, Pari-Mutuel Wagering and Breeding Law section 1367-a(5)(b):

    1. (i) crediting the authorized sports bettor’s debit card;
    2. (ii) crediting a pre-paid card, after the skin verifies that such card belongs to the authorized sports bettor;
    3. (iii) an automated clearing house or electronic funds transfer to the authorized sports bettor’s personal bank account;
    4. (iv) a wire transfer to the authorized sports bettor’s personal bank account;
    5. (v) a check made payable to the authorized sports bettor;
    6. (vi) in cash at a casino or other locations, if the skin, with the approval of the commission, chooses to provide such functionality; or
    7. (vii) other forms of withdrawals as may be approved by the commission.

30. (2) An authorized sports bettor’s request for withdrawal of funds may be delayed if any of the following factors occur:

    1. (i) if a skin believes an authorized sports bettor has engaged in unusual or suspicious wagering activity, or if a skin has informed the authorized sports bettor that an investigation has begun into the unusual or suspicious wagering activity, in which case there may be a delay of up to 14 days, which period may be extended if the skin requests in writing and is granted by the commission additional delay;
    2. (ii) an ongoing dispute between the authorized sports bettor and the skin, in which case, the skin shall notify the commission;
    3. (iii) funds are requested to be withdrawn before the chargeback period of the transaction ends; or

    4. (iv) the authorized sports bettor requests a check by mail.

       (f) Account closure.

       A skin shall place the method for an authorized sports bettor to close an account prominently on a webpage or mobile application page labelled “player’s account,” or a similar label. If funds exist in the account upon account closure, the authorized sports bettor shall be prompted to provide the bettor’s preference for how the funds shall be withdrawn.

(a) Opening an account.

Prior to an authorized sports bettor placing a sports wager, the following information, at a minimum, shall be provided by a potential authorized sports bettor and verified through the mobile sports wagering KYC identity-verification software or other remote multi-factor authentication, before status as an authorized sports bettor may be confirmed: