N.Y. Comp. Codes R. & Regs. tit. 15, § 78.3
(b) The completed application, necessary enclosures and check or money order should be sent to the Department of Motor Vehicles at the address shown on the form.
(c) Proof of insurance.
Before dealer or transporter plates will be issued, the applicant for such plates must present to the commissioner an insurance I.D. card as prescribed by regulations of the commissioner covering any motor vehicle owned or controlled by the dealer and operated under a dealer plate issued to such dealer.
(d) Place of business in New York.
An applicant for a dealer registration must have and continuously maintain a place of business in this State. Only a New York registered retail dealer may engaged in the buying and selling of vehicles at retail as a business in New York. An application for registration shall be denied, or, if one has been approved, such registration shall be subject to suspension, revocation and/or a civil penalty as provided for in section 78.32 of this Part, where the commissioner has reasonable grounds to believe such application has been or will be used for the purpose of circumventing the restrictions set forth in section 78.8 of this Part regarding sales away from premises.