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Credit Life Insurance and Credit Accident and Health Insurance | Midpage
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New York Codes, Rules and Regulations
Title 11
Chapter VII
Part 185
Credit Life Insurance and Credit Accident and Health Insurance
Insurance
185.0
Preamble.
185.1
Definitions.
185.2
Existing insurance, choice of insurer.
185.3
Filing and approval of forms and premium rates.
185.4
Forms of credit life insurance and credit accident and health insurance.
185.5
Policy and certificate provisions and disclosure to debtors.
185.6
Amount and term of credit life insurance and credit accident and health insurance.
185.7
Premiums and identifiable charges.
185.8
Premium refunds.
185.9
Commissions and fees or other allowances.
185.10
Dividends, retrospective rate credits and retrospective premiums.
185.11
Payment of claims.
185.12
Experience statistics.
185.13
Open-end loans and charge plans.
185.14
Special rules for credit insurance on transactions secured by real estate mortgages.
185.15
Prohibited practices.
185.16
Separability provision.