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Limitations Upon and Requirements for the Use of Credit Information for Personal Lines Insurance | Midpage
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New York Codes, Rules and Regulations
Title 11
Chapter IX
Part 221
Limitations Upon and Requirements for the Use of Credit Information for Personal Lines Insurance
Insurance
221.0
Purpose.
221.1
Applicability and scope.
221.2
Definitions.
221.3
Use of credit information to underwrite or rate risks for personal lines insurance.
221.4
Requirements for obtaining current credit information.
221.5
Disclosure requirements.
221.6
Adverse action notification.
221.7
Dispute resolution and error correction.
221.8
Filing of scoring models (or other scoring processes).
221.9
An insurer's use of scoring model(s), other scoring processes, or any other credit information in the underwriting or rating of personal lines insurance policies.
221.10
Insurer certification.