N.Y. Comp. Codes R. & Regs. tit. 11, § 13.9
(b) the purchase of any other insurance, product or service is contingent upon the purchase of insurance available under such plan.
This provision shall not be deemed to prohibit the reasonable requirement of safety devices, such as heat detectors, lightning rods, theft prevention equipment and the like.
No insurer shall sell insurance pursuant to a mass merchandising plan if: