Insurance Contracts - Life, Accident and Health, Annuities | MidpageInsurance Contracts - Life, Accident and Health, Annuities
3201Approval of life, accident and health, credit unemployment, and annuity policy forms3202Withdrawal of approval of policy forms3203Individual life insurance policies; standard provisions as to contractual rights and responsibilities of policyholders and insurers3204Policy to contain entire contract; statements of applicant to be representations and not warranties; alterations3205Insurable interest in the person; consent required; exceptions3206Policies which provide for an adjustable maximum rate of interest on policy loans3207Life insurance contracts by or for the benefit of minors; on the lives of minors, limitations on amount3208Antedating of life insurance policies and burial agreements prohibited3209Life insurance, annuities and funding agreements disclosure requirements3210Incontestability after reinstatement3211Notice of premium due under life or disability insurance policy; notice to assignees of non-payment of premium3212Exemption of proceeds and avails of certain insurance and annuity contracts3213Payment of proceeds3214Interest upon proceeds of life insurance policies and annuity contracts3215Disability benefits in connection with life insurance and annuities3216Individual accident and health insurance policy provisions3217Minimum standards in the form, content and sale of accident and health insurance; policies and subscriber contracts3217-ADisclosure of information3217-BProhibitions3217-CPrimary and preventive obstetric and gynecologic care3217-DGrievance procedure and access to specialty care3217-EChoice of health care provider3217-FProhibition on lifetime and annual limits3217-GMaternal depression screenings3217-HTelehealth delivery of services3217-IEssential health benefits package and limit on cost-sharing3217-JUtilization review determinations for medically fragile children3218Medicare supplemental insurance policies3219Annuity and pure endowment contracts and certain group annuity certificates; standard provisions as to contractual rights and responsibil...3220Group life insurance policies; standard provisions3221Group or blanket accident and health insurance policies; standard provisions3222Funding agreements3223Group annuity contracts; standard provisions as to contractual rights and responsibilities of contract holders, certificate holders and a...3224Standard claim forms; accident and health insurance3224-AStandards for prompt, fair and equitable settlement of claims for health care and payments for health care services3224-BRules relating to the processing of health claims and overpayments to physicians3224-CCoordination of benefits3224-DPrescription synchronization3225Eligibility for health insurance in cases of exposure to DES3226Reinsurance contracts excepted3227Interest upon surrenders, policy loans and other funds3228Individual accident and health insurance policies; premium refund at death of insured3229Minimum benefit standards for certain long term care plans3230Accelerated payment of the death benefit or special surrender value under a life insurance policy3231Rating of individual and small group health insurance policies; approval of superintendent3231*2Health insurance policies and subscriber contracts; prohibited claims3232Pre-existing condition provisions in health policies3232-ACertification of creditable coverage3233Stabilization of health insurance markets and premium rates3234Pre-existing condition provisions in group and blanket disability policies3234*2Limitations on administrative services and stop-loss coverage3235Explanation of benefits forms relating to claims under medicare supplemental insurance policies and limited benefits health insurance pol...3236Public health law assessments3237Health insurance coverage for full-time students on medical leaves of absence3238Pre-authorization of health care services3239Wellness programs3240Unclaimed benefits3240*2Student accident and health insurance3241Network coverage3242Prescription drug coverage3243Discrimination because of sex or marital status in hospital, surgical or medical expense insurance3244Explanation of benefits forms relating to claims under certain accident and health insurance policies3245Liability to providers in the event of an insolvency