1. A society shall offer and issue a health benefit plan to any person regardless of the health status of the person or any dependent of the person. Such health status includes, without limitation:
- (a) Any preexisting medical condition of the person, including, without limitation, any physical or mental illness;
- (b) The claims history of the person, including, without limitation, any prior health care services received by the person;
- (c) Genetic information relating to the person; and
- (d) Any increased risk for illness, injury or any other medical condition of the person, including, without limitation, any medical condition caused by an act of domestic violence.
2. A society that offers or issues a health benefit plan shall not:
- (a) Deny, limit or exclude a covered benefit based on the health status of an insured; or
- (b) Require an insured, as a condition of enrollment or renewal, to pay a premium, deductible, copay or coinsurance based on his or her health status which is greater than the premium, deductible, copay or coinsurance charged to a similarly situated insured who does not have such a health status.
- 3. A society that offers or issues a health benefit plan shall not adjust a premium, deductible, copay or coinsurance for any insured on the basis of genetic information relating to the insured or the covered dependent of the insured.
- 4. As used in this section, “health benefit plan” has the meaning ascribed to it in NRS 687B.470.
(Added to NRS by 2019, 305)