1. 1. An insurer that issues a policy of property insurance may exclude the peril of wildfire from the coverage provided under the policy.

2. 2. An insurer may, subject to any other applicable provisions of this title, issue a policy of property insurance that solely covers the peril of wildfire. Such a policy may be offered:

   1. (a) On a standalone basis; or
   2. (b) In coordination with a policy that excludes the peril of wildfire pursuant to subsection 1.
3. 3. An insurer may use a definition of “wildfire” in the policy that varies from the definition set forth in subsection 4 if the Commissioner has approved the variance.
4. 4. As used in this section, “wildfire” means an unplanned and uncontrolled fire in an area of combustible vegetation that originated from outside any residential or commercial property.

(Added to NRS by 2025, 2710)