“Provider of viatical settlements” means a person other than a viator who enters into or effectuates a viatical settlement. The term does not include:

1. 1. A bank, savings and loan association, savings bank, thrift company, credit union or other licensed lender that takes an assignment of a policy as security for a loan;
2. 2. The issuer of a policy that provides accelerated benefits pursuant to the contract;
3. 3. An authorized or eligible insurer that provides stop-loss coverage to a provider or purchaser of viatical settlements;
4. 4. A natural person who enters into no more than one agreement in a calendar year for the transfer of policies for a value less than the expected death benefit;
5. 5. A financing agent;
6. 6. A special organization; or
7. 7. A purchaser of viatical settlements.

(Added to NRS by 2001, 2167; A 2009, 1791)