As used in NRS 686B.010 to 686B.1799, inclusive, unless the context otherwise requires:

1. 1. “Advisory organization,” except as limited by NRS 686B.1752, means any person or organization which is controlled by or composed of two or more insurers and which engages in activities related to rate making. For the purposes of this subsection, two or more insurers with common ownership or operating in this State under common ownership constitute a single insurer. An advisory organization does not include:

   1. (a) A joint underwriting association;
   2. (b) An actuarial or legal consultant; or
   3. (c) An employee or manager of an insurer.
2. 2. “Market segment” means any line or kind of insurance or, if it is described in general terms, any subdivision thereof or any class of risks or combination of classes.

3. 3. “Rate service organization” means any person, other than an employee of an insurer, who assists insurers in rate making or filing by:

   1. (a) Collecting, compiling and furnishing loss or expense statistics;
   2. (b) Recommending, making or filing rates or supplementary rate information; or
   3. (c) Advising about rate questions, except as an attorney giving legal advice.
4. 4. “Supplementary rate information” includes any manual or plan of rates, statistical plan, classification, rating schedule, minimum premium, policy fee, rating rule, rule of underwriting relating to rates and any other information prescribed by regulation of the Commissioner.

(Added to NRS by 1971, 1698; A 1985, 1067; 1991, 2117; 1995, 2055; 2003, 3351; 2017, 2345; 2019, 1434; 2025, 2708)