Nev. Rev. Stat. ch. 676A – Uniform Debt-Management Services Act | Midpage

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Nevada Revised Statutes

Chapter 676A

Nev. Rev. Stat. ch. 676A

Uniform Debt-Management Services Act

676A.010Short title 676A.020Definitions 676A.030“Affiliate” defined 676A.040“Agreement” defined 676A.050“Bank” defined 676A.060“Business address” defined 676A.070“Certified counselor” defined 676A.080“Certified debt specialist” defined 676A.090“Commissioner” defined 676A.100“Concessions” defined 676A.110“Credit counseling” defined 676A.120“Day” defined 676A.130“Debt-management plan” defined 676A.140“Debt-management services” defined 676A.150“Debt settlement services” defined 676A.160“Entity” defined 676A.170“Good faith” defined 676A.175“Nationwide Multistate Licensing System and Registry” or “Registry” defined 676A.180“Person” defined 676A.190“Plan” defined 676A.200“Principal amount of the debt” defined 676A.210“Provider” defined 676A.220“Record” defined 676A.230“Settlement fee” defined 676A.240“Sign” defined 676A.250“State” defined 676A.260“Trust account” defined 676A.270Applicability 676A.280Uniformity of application and construction 676A.290Relation to Electronic Signatures in Global and National Commerce Act 676A.300Registration required 676A.310Application for registration: Form; contents; fee; bond; evidence of insurance 676A.320Application for registration: Additional contents 676A.330Duty to report changes in information 676A.340Commissioner to make certain information available; certain information confidential 676A.350Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration 676A.360Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial 676A.370Renewal of registration: Application; form; contents; fees; disclosure; denial; cancellation and reinstatement 676A.380Alternative application for registration for applicants licensed or certified in another state; conditions 676A.390Surety bond required 676A.400Substitute for surety bond 676A.410Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration 676A.420Submission and processing of fingerprints 676A.430Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements 676A.440Additional materials required to be submitted to Registry 676A.450Holder of certificate to register and maintain unique identifier; Commissioner authorized to issue certificate through Registry; references to Commissioner deemed references to Registry 676A.500Provider to act in good faith; fiduciary duty 676A.510Provider to maintain toll-free communication system 676A.520Duties of provider before providing debt-management services 676A.530Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement 676A.540Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements 676A.550Cancellation of agreement 676A.560Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications 676A.570Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement 676A.580Fees or charges: Restrictions 676A.590Voluntary contributions: Restrictions 676A.600Required disclosures by provider 676A.610Agreement voidable by individual in certain circumstances 676A.620Provider may terminate agreement for nonpayment 676A.630Provider to provide accounting periodically and upon request; retention of records 676A.640Provider compliance with federal regulations; provider to maintain information security program and notify Commissioner of notification events 676A.700Prohibited acts 676A.710Provider to notify Commissioner of civil actions 676A.720Provider liable for conduct of person to whom it delegates duties 676A.730Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements 676A.740Commissioner to enforce chapter; penalties 676A.750Suspension, revocation or denial of renewal of registration by Commissioner 676A.760Civil remedies 676A.770Violation constitutes deceptive trade practice 676A.780Statute of limitations for certain actions