673.001Definitions673.0054“Commissioner” defined673.0056“Cooperative housing corporation” defined673.0057“Deposit” defined673.00575“Deposit account” defined673.00577“Depository institution” defined673.0065“Director” defined673.0075“Division of Financial Institutions” defined673.0077“Federal savings bank” defined673.008“Foreign” defined673.0155“Insolvency” or “insolvent” defined673.016“Insured depository institution” defined673.017“Investment certificate” defined673.0175“Main office” defined673.0185“Merger” defined673.0313“Savings association” defined673.0317“Savings bank” defined673.0321“Service office” defined673.0323“State bank” or “commercial bank” defined673.034“Withdrawal value” defined673.035Administration of chapter673.03531Certain relationships between employees of Division of Financial Institutions and savings bank prohibited; termination of prohibited relationship673.039Records of Commissioner673.040Commissioner to supervise and make policy673.043Regulations; authority of Commissioner to waive, modify or alter any requirement of chapter673.0435Commissioner may secure injunctions and restraining orders673.044Notices673.045Amendment or alteration of license by Commissioner; appeal673.046Application for license: Additional requirements; fingerprints; grounds for refusal to issue license673.048Suspension or revocation of license: Additional grounds673.049Authority of Commissioner to issue subpoenas and require attendance of parties673.055Savings associations automatically converted into savings banks; issuance by Commissioner of savings bank charters to converted entities; rights, powers, privileges, immunities and exceptions provided to converted entities673.060Deposit of money in State Treasury; payment of expenses; exceptions673.065Applicability of provisions concerning Regulatory Experimentation Program for Product Innovation673.070Incorporation of domestic savings banks: Procedure; applicability of chapter 78 of NRS; limitations on advertising for savings banks673.080Articles to be approved by Commissioner; application; permission to organize; fees; conditions; regulations; withdrawal of application673.090Provisions of chapter abridge, enlarge and modify powers and privileges of foreign and domestic savings banks673.111Required filings before savings bank begins business: Statement concerning directors, managers and officers; proof of approval of Federal Deposit Insurance Corporation to insure its deposit accounts673.112Branch offices: Definition; establishment and regulation; revocation of approval by Commissioner; advertisement; fees; regulations673.113Surety bond of savings bank673.114Service offices: Authority to establish and maintain; notification to Commissioner required; service office does not constitute branch office673.115Restrictions on advertising673.117Use or change of business name; prohibitions673.207Directors: Number; filling of vacancies; amendment of bylaws673.208Persons requiring Commissioner’s approval to serve as director673.209Removal of director, officer or employee on objection of Commissioner673.211Removal of director for cause673.212Standard of conduct in discharge of duties of directors and officers673.214Election of officers673.215Directors: Meetings; quorum673.216Official communication from Commissioner: Presentation at next board meeting and made part of minutes673.2176Notification of change in ownership of stock; application required after certain acquisitions; investigation; costs; waiver673.218Pensions and retirement plans for officers and employees673.219Directors: Approval of depositary for money of savings bank673.221Unlawful acts; penalty673.2211Liability of directors, officers or other persons673.222Authority of savings bank to indemnify and defend officers, directors, employees, agents and other parties673.225Certain savings banks possess same powers and privileges as federal savings banks and foreign savings banks; federal law prevails in event of conflict with state law673.226Savings banks possess same powers, privileges and authorities as state banks and national banks; exceptions and limitations; savings banks subject to restrictions, limitations and requirements applicable to state and national banks673.2265Membership in Federal Reserve System: Authorization; powers, duties and examination of member673.227Land and office buildings of savings bank; limitation on costs673.228Powers, privileges and authorities of savings bank to engage in trust company business; requirements and conditions673.229Savings bank or trust company that assumes role of custodian for individual retirement account to provide notice to holder of account673.250Licenses for issuance or sale of stock; contents and conditions of licenses673.260Annual license: Fees; renewal; penalty; regulations673.2755Investment certificates: Rights and liabilities of holders; types of certificates; limitation on approval673.2758Requirements673.276Permissible investments673.2765Investments in certain related service companies, operating subsidiaries or financial subsidiaries673.2766Investments in real property for subdivision or residential development673.278Power to make loans includes power to purchase loans and make loans upon security of other loans673.279Purchases of real property contracts; conditions673.280Certain federal obligations are legal investments673.300Savings bank may become member and stockholder of Federal Home Loan Bank, borrow money and invest in bonds673.301Savings bank may issue capital notes; voting rights of holders673.302Limitation on borrowing673.310Loans and advances of credit insured by Federal Housing Administration or Department of Veterans Affairs673.315Investment in Federal National Mortgage Association, Federal Home Loan Mortgage Corporation and SLM Corporation673.316Additional advances or loans to borrower; renewal or extension of loans; loans on property sold by savings bank673.318Appraisal or evaluation of real estate at time of acquisition673.324Permissible loans673.3244Loans to directors, officers, shareholders or company owned or controlled by savings bank673.3255Loans to finance interest in cooperative housing corporation; first security interests673.3271Loans to one borrower673.3272Payment of charges by savings bank for protection of its investments; required advance monthly payments673.332Property acquired at or by foreclosure or developed by savings bank673.340Minors and married persons; payment as valid discharge of savings bank673.360Administrators, executors, guardians and trustees; payment as valid discharge of savings bank673.373Notice of overdue rental; opening of box; retention of contents in general vaults; delivery of contents to State Treasurer673.430Annual reports: Filing; form and contents; fees; penalty; regulations673.440Commissioner may require further information673.450Hearings, investigations and examinations by Commissioner; confidentiality of examination reports and certain other information; powers of Commissioner; biennial examination required673.451Authorization of Commissioner to investigate business; free access required; compelling attendance of witnesses673.453Enforcement of subpoena by district court673.455Examination of holding companies673.460Examinations outside State; fees and traveling expenses; regulations673.470Other examinations acceptable in lieu of examination by Commissioner673.480Authority of Commissioner to make information available to other officers and agencies; documents, reports and information remain property of Division of Financial Institutions or Commissioner; disclosures by savings bank673.483Audit of books and accounts673.4835Independent audit and examination: Payment of assessment; cooperation673.484Suspension or revocation of charter: Grounds; notice and hearing673.4843Authority of Commissioner to order discontinuance of unlawful or unsafe practices; special meetings of directors concerning noncompliance673.4845Procedure; approval by savings bank and Commissioner; fee; regulations673.5911Procedure; applicable law; power to sell and transfer assets673.5912Federal Deposit Insurance Corporation authorized to act as receiver or liquidator of closed savings bank having insured deposits; no bond required673.5913Acceptance of appointment as receiver or liquidator; possession of and title to assets, business and property rests in Federal Deposit Insurance Corporation673.5914Enforcement of individual liability of stockholders or members and directors or managers of savings bank in receivership or liquidation673.5915Payment of insured deposits; subrogation673.5916Loans to closed savings banks by Federal Deposit Insurance Corporation; sale of assets of savings banks to Federal Deposit Insurance Corporation673.5917Commissioner to furnish copies of examinations and reports to Federal Deposit Insurance Corporation673.5918Deposit of books, papers and records with Commissioner upon final liquidation673.5919Destruction of records of liquidated insolvent savings banks673.5921Termination of trusteeship under security instruments upon insolvency; appointment of successor trustee by petition to district court or pursuant to security instrument673.5922Petition for appointment of successor trustee by district court: Order to appear and show cause why successor trustee should not be appointed; publication and contents of notice673.5923Appointment of successor trustee when no objection made673.5924Hearing on objections to appointment of successor trustee; appeal from order673.5925Recordation of order appointing successor trustee673.5926Petition and order may relate to all instruments in which former trustee was named673.5927Provisions are in addition to any other remedy provided by law673.5928Validation of sales by liquidator under security instruments giving power of sale673.5929Conditions under which savings banks may reopen673.5931Conditions under which savings bank may reorganize before actual dissolution673.595Certain foreign savings banks not required to be licensed under chapter; certain foreign savings banks permitted to operate and establish service offices in this State; limitations673.597Conflict of laws; report to Commissioner of forbidden course or act673.600Conversion authorized673.610Notice of stockholders’ meeting: Service and proof of service673.620Majority approval of resolution at stockholders’ meeting required; filing of minutes with Commissioner673.630Filing of charter or certificate with Commissioner; fee; taxation; regulations673.640When supervision as state savings bank ceases; when property and assets vest in converted entity; enjoyment of property by converted entity673.650Conversion authorized; votes necessary673.660Time for election of directors after conversion; time directors to hold office673.670Filing of verified minutes of stockholders’ meeting673.680Verified copy of minutes as presumptive evidence of holding meeting and action taken673.690Converting institution and directors to take necessary action to incorporate as state savings bank; no minimum amount of capital required673.700Inclusion of statement of conversion in articles permissible673.710Time for filing articles of incorporation with Federal Home Loan Bank or Federal Reserve Bank; number of copies; certification by Secretary of State673.720Time of cessation as federal savings bank or state or national bank; time of vesting of property in savings bank under new name and style673.730Enjoyment of property by converted savings bank; savings bank as continuation of previous institution673.740Acts permitted executors, administrators, fiduciaries and certain other entities without obtaining court approval673.750Powers and privileges same as domestic savings bank; conditions673.773Definitions673.777“Designated reporter” defined673.783“Exploitation” defined673.787“Older person” defined673.793“Reasonable cause to believe” defined673.797“Vulnerable person” defined673.803Training; reporting to designated reporter673.807Designated reporter: Designation; duty to report; immunity673.810Making false statement concerning financial condition of savings bank673.820Violation of chapter or fraudulent misrepresentation of contract or securities by savings bank; administrative fines673.830Violation of chapter or sale of securities through fraudulent misrepresentation673.840Sale or offer to sell securities without license or for failure to pay fee or penalty673.850Effect of revocation of license