1. (a) “Benefits waiting period” is the time measured from the effective date of coverage during which no benefits are provided.
2. (b) “Eligibility waiting period” is the period of time that an employee must be in the employ of an employer or an individual must be a member of an association before coverage under a group ancillary health insurance plan becomes effective.
3. (c) “Hospital confinement fixed indemnity coverage” means a policy or certificate of ancillary health insurance offered as an independent, non-coordinated benefit that provides a fixed dollar amount per day or per other period for hospital confinement on an indemnity basis, triggered by the event of an admission to the hospital or other covered facility and regardless of the amount of expense incurred.
4. (d) “Other fixed indemnity coverage” means a policy or certificate of ancillary health insurance offered as an independent, non-coordinated benefit that provides a benefit on an indemnity basis in a fixed amount per covered event or time period regardless of the amount of expense incurred.

Source. (See Revision Note #2 at chapter heading for Ins 6200) #12659, eff 11-5-18; ss by #13137, eff 11-24-20