(a) Each form shall be designated by a form number composed of numbers, letters, or both, and:
- (1) The form number shall be sufficient to distinguish the form from all other forms used by the company;
- (2) The form number may contain the prefix "Form No.";
- (3) The form number shall be placed on every page of the form; and
- (4) When a form is replaced, the form shall be resubmitted with a new form number, new edition date, or both.
(b) Each policy shall display:
- (1) The legal title of the company;
- (2) The company’s home mailing and physical address;
- (3) The administrative office address, if different from the address in (2) above; and
- (4) A toll-free telephone number, and if it is available, a facsimile number and e-mail address whereby the insured can contact the company.
- (c) All forms shall display a minimum of 10 point font text, not including page number, form number, copyright, and edition date.
- (d) Any form identifying a group or any other entity shall also clearly identify the name of the company insuring the risk.
- (e) Electronic forms or policies shall also be offered in paper medium, upon request by a consumer.
- (f) Forms shall have a prominently displayed heading or title which shall accurately reflect the content of the form.
- (g) Any life, accident, and health terminology in a property and casualty form used in any way that would cause a reasonable person to believe that the policyholder is receiving a life, accident, and health product shall be prohibited. This shall not preclude actual life, accident, and health products that are permitted by New Hampshire statute or rule to be included in a property and casualty product.
- (h) The inclusion of 2 types of insurance within one policy shall be permissible if the policy language fully complies with all applicable statutes and rules.
Source. #12770, eff 5-5-19