1. (a) “Commissioner” means the insurance commissioner.
2. (b) “Department” means the New Hampshire insurance department.
3. (c) “Mold” means any type or form of fungus, including mold or mildew, and any mycotoxins, spores, scents, or by-products produced or released by a fungus, wet or dry rot, or bacteria.
4. (d) “National Association of Insurance Commissioners (NAIC)” means the organization of state insurance regulators of the 50 United States, Washington, DC, and the 5 US territories.
5. (e) “New program” means a new product that a company or advisory organization has not previously offered in New Hampshire.
6. (f) “Policy” means the written contract effecting insurance, or the certificate thereof, by whatever name called, and including all clauses, endorsements, policy jackets, and papers attached thereto and made a part thereof.
7. (g) “Rate” means the cost of insurance per exposure unit, prior to any application of individual risk variations based on loss or expense considerations. The term does not include minimum premiums.
8. (h) “Support” means any data, analysis, considerations, assumptions, manuals, schedules, models, or any other actuarial work product that an insurer uses to justify a rate or rate modification.
9. (i) “System for Electronic Rate and Form Filing (SERFF)” means the system for electronic rate and form filing supported by the NAIC.
10. (j) “Type of insurance” means a specific type of insurance listed in the Uniform Property and Casualty Product Coding Matrix published by the NAIC as available in SERFF.

Source. #12770, eff 5-5-19